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In Borceux's Handbook of Categorical Algebra, vol. 1, Def. 1.1.2 is that a universe is a set such that
(1)
(2)
(3)
(4)
(5)
But these seem to imply that every set is in !. In fact, for any set , there is a surjective function , so by (4) and (5), , so by (1), .
What is going on here?
I think the missing assumption is .
That would be a missing assumption in condition (4), to be precise.